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Target Risks or  Classes

• Anesthesiologists (standard & hard-to-place)
• Impaired Physicians (history of chemical dependency)
• Specialize in hard-to-place physicians, surgeons, and dentists
• Physicians using alternative medicine therapies
• Physicians specializing in pain management
• Podiatrists
• Physicians and surgeons with unusual or short-term practice coverage needs

Minimum Premiums:

• Limits of $1 MM / $3 MM - $5,000

• Standard Physicians (Program Basis) $2 MM/$6 MM

• Hard-to-Place Physicians $1MM/3MM

Minimum Deductible:

• $5,000

• Consent to settle provisions in coverage
• Can customize coverage to meet needs of group
• Defense outside limits
• Defense of license available
• Incident sensitive form
• Anesthesiology policy form comparable to other standard market forms
• No Prior Acts
• Completed Broker Risk Summary required