Commercial Lines
We specialize in placing business risks that need more than a vanilla solution. From habitational properties to high-liability bar exposures, our commercial programs give you access to dependable markets.
Commercial Lines Programs We Offer:
- Habitational – Apartments, condos, multi-family properties, vacant buildings
- Restaurants & Bars – Including liquor liability, assault & battery coverage, and late-night venues
- Light Manufacturing – For shops, makers, and small factories with product exposure
- Mercantile – Retail stores, grocery & convenience stores, general merchandise
- Garage – Auto repair, body shops, service stations, and used car dealers
Personal Lines
For homes and rental properties that don’t meet standard underwriting guidelines, we offer solutions through surplus lines markets. Whether it’s a second home on the lake or an Airbnb in the Smokies, we’re here to help.
Personal Lines Coverage Includes:
- Homeowners – High-value, older homes, prior claims, or unique construction
- Rental Dwellings – One-to-four family rental properties, vacant homes, portfolios
- Short-Term Rentals – Airbnb & vacation rentals, cabins, lake houses, seasonal homes
